50 States and the Credit Card Fraud Risk They’re Into:
While there is no foolproof method to judge if you’re going to be a victim of credit card theft one day, the state you live in, work, or visit might actually provide you with some clues.
Some analysts from “Reward Expert”, gathered an array of data including three federal agencies, the Consumer Finance Protection Bureau, The Consumer Sentinel Network of the Federal Trade Commission, and the FBI’s Internet Crime Complaint Center, to understand better where the hazards happen the most.
So, the question is, how at risk are you to become one in over 2 million U.S. residents that are victimized by credit card thieves?
We’re going to start by seeing the reports of every state, and see where people are at least at risk!
Iowa
Iowa managed to have one of the lowest rates of credit card fraud in the whole country.
However, you shouldn’t let your guard down too much.
There are still a couple of frauds, such as one in Polk County (home to the capital Des Moines), where there have been 16 reported cases in three days in 2016.
Even so, the 342.5 incidents per 100,000 residents in 2021 only marked a slow decline of 1.92 percent from the last year.
South Dakota
In South Dakota, it is the least likely you would ever suffer from credit card fraud, even if there have been a couple of troubling outbreaks.
In fact, one actually happened a couple of years ago, and it involved two men who were found with 1,000 blank credit cards on which they were falsifying information to use in various stores.
The latest credit card fraud figure for this state shows 320.6 incidents per 100,000 residents in 2021. And these results were down 9.94 percent from the previous year.
Wyoming
Wyoming, just like South Dakota and Iowa, has too little credit card fraud to panic, especially when it is compared to other states.
The 2021 figures showed 416.2 incidents per 100,000 residents, and the results were almost the same one year before.
There has been noticed a slight increase of 0.18 percent.
North Dakota
While there isn’t any guarantee when it comes to the weather in this Northern state, it’s a completely different matter when it comes to how safe it is for credit card users.
Despite a slight 2.13 percent increase in fraud between 2019 and 2020, in 2020, the state had 284.7 incidents per 100,000 residents.
Maine
You can do so much shopping and visit so many things in Maine!
Even so, the state saw a drop of 5.23 percent in credit card fraud in only one year. In the most recent years, there were 423.7 incidents per 100,000 residents.
Arkansas
Arkansas noticed an 8.48 percent increase in credit card fraud between 2020 and 2021.
Even so, the rate is very low, as it only had 519 incidents per 100,000 residents.
Nebraska
Nebraska also noticed an increase in credit card fraud.
The 411.9 incidents per 100,000 residents in 2021 was 2.12 percent above the numbers scored in the previous year.
Wisconsin
Back in 2021, there were approximately 465.9 incidents of credit card fraud in Wisconsin.
And compared to 2020, there were 5.26 percent more cases.
Louisiana
Louisiana had 701.9 credit card fraud incidents, per 100,000 residents only in 2021.
The numbers were higher with 5.76 percent more than in 2018.
Hawaii
The beloved Aloha state had 403.8 incidents of credit card fraud per 100,000 residents in 2021, which was 8.76 percent above the numbers scored in 2020.
Oklahoma
The rate of credit card fraud in Oklahoma rapidly increased by 5.08 percent from 2020 to 2021, when the state showed there were 518.7 incidents per 100,000 residents.
West Virginia
West Virginia had to deal with 543.3 incidents of credit card fraud per 100,000 residents only in 2021.
The number is consistently higher with 21.59 percent than the cases scored a year before.
Montana
There was a rate of 441.2 incidents of credit card fraud per 100,000 residents in Big Sky Country, and this happened only in 2021.
But luckily enough, it was a 0.32 decrease from 2020.
Idaho
The 463.4 incidents of credit card fraud that occurred in the Gem State back in 2021 showed a 9.53 percent increase from the previous year.
New Hampshire
In New Hampshire, the rates of credit card fraud drastically dropped by 1.43 percent from 2020 to 2021.
The state had 563.8 incidents of credit card fraud at 100,000 residents only in 2021.
Kansas
Kansas showed up a rate of 503.4 credit card fraud incidents at 100,000 residents only in 2021, which is a whopping 17.92 percent higher than the previous year.
Mississippi
Mississippi had 609.3 incidents of credit card fraud per 100,000 residents in 2021, which is a rate that’s 18.01 percent higher than the one scored in 2019.
Utah
Utah had 417.9 incidents of credit card fraud per 100.000 residents, which is up 5.48 percent from the year before.
Alaska
Alaska had 358.9 incidents of credit card fraud per 100.000 residents only in 2021, but it was a big decrease of 9.15 percent from 2020.
Ohio
There were 664.8 incidents of credit card fraud among 100,000 residents in Ohio only in 2021.
The rate was 9.56 percent more than the previous year.
Rhode Island
Rhode Island had 682.1 cases of credit card fraud at 100,000 residents in 2021, which was 10.81 percent less than the rates presented in 2020.
Kentucky
The Bluegrass State showed a rate of 539.7 incidents of credit card fraud per 100,000 residents in 2021.
The numbers were 15.52 percent more than in 2020.
Indiana
In 2021, the Hoosier State suffered from 562.8 incidents of credit card fraud among 100,000 residents. That rate showed an increase of 10.11 percent over the previous year.
Minnesota
The state is the home of the famous Mall of America, and it reported 470.7 incidents of credit card fraud for 100,000 residents in 2021.
The numbers showed a whopping increase of 7.42 percent from the previous year.
Vermont
Vermont presented 405.4 incidents of credit card fraud for every 100,000 residents in 2021.
The numbers were down by 0.32 percent from the year before.
New Jersey
New Jersey had 636.7 incidents of credit card fraud for 100,000 residents in 2021.
There were more cases than in 2020 with 1.63 percent higher.
Pennsylvania
Pennsylvania showed 659.2 cases of credit card fraud for every 100,000 residents in 2021, a rate that’s 5.26 percent bigger than in 2020.
Connecticut
Connecticut had 590.4 incidents of credit card fraud for every 100,000 residents in 2021, which is 6.55 percent more than the year before.
Missouri
Missouri presented a rate of 706.5 incidents of credit card fraud per 100,000 citizens in 2021.
Compared to the previous year, there has been a 15.95 percent increase.
North Carolina
The rate of credit card fraud in this state went up by 16.52 percent from 2020 to 2021.
In 2021, the state had 641.2 incidents per 100,000 residents.
Oregon
Oregon had 546.8 credit card fraud incidents for every 100,000 residents only in 2021.
That rate was 8.06 more than the year before.
Massachusetts
Credit card fraud in Massachusetts scored 1.86 percent between 2020 and 2021, as the state reported 547.2 incidents for every 100,000 residents.
South Carolina
This state suffered from 700.8 incidents of credit card fraud for every 100,000 residents in 2021.
The rate went through the roof with 26.66 percent more than in 2020.
Alabama
Alabama had 809 incidents of credit card fraud per 100,000 residents in 2021.
The number reflected a 9.6 percent increase over 2020.
Tennessee
Tennessee had to deal with 767.3 incidents of credit card fraud per 100,000 residents in 2021, which was more than the previous year with 14.47 percent.
New York
The New York State confirmed that there were 567.3 incidents of credit card fraud for every 100,000 residents, which was more than 8.07 percent from 2020.
Colorado
There were 609.1 incidents of credit card fraud per 100,000 residents in 2021 in Colorado.
The numbers were up by 2.79 percent from 2020.
Georgia
Georgia had 1,136.6 incidents of credit card fraud for every 100,000 residents.
While it might sound like a lot, the rate was down 5.94 percent from the year before.
Delaware
Delaware had 797.5 incidents of credit card fraud for every 100,000 residents in 2021, which was down by 1.27 percent from 2020.
Maryland
Only in 2021, there were 807.7 incidents of credit card fraud for every 100,000 residents in Maryland.
The numbers showed an increase of 7.84 percent from the year before.
Washington
Washington reported that the credit card fraud cases increased by 9.68 percent in the state in only one year, between 2020 and 2021.
In 2021, there were 554.7 incidents for every 100,000 residents.
Illinois
The rate of credit card fraud in Illinois increased by 576.7 incidents for 100,000 residents in 2021.
The number was 11.51 percent higher than the year before.
Arizona
Arizona reported 656.9 incidents of credit card fraud for every 100.000 residents in Arizona in 2021.
The numbers were up by 5.35 percent from the year before.
Virginia
Virginia showed a rate of 701.3 credit card fraud cases per 100,000 residents in 2021, which was 8.68 percent more than the year before.
Michigan
The rate of 1,083.3 incidents of credit card fraud for every 100,000 residents officially reported in Michigan in 2021 are showing a significant decrease of 5.27 percent from the year before.
Texas
Texas showed 952.3 incidents of credit card fraud for every 100,000 residents in 2021, and the rate is only 1.16 percent higher than the previous year.
Florida
Florida reported 1,305 incidents of credit card fraud for every 100,000 residents in 2021.
The numbers marked a decline of 13.55 percent from the year before.
New Mexico
New Mexico had 667.9 incidents of credit card fraud per 100,000 residents only in 2021.
The numbers were 12.43 percent higher than the year before.
California
California had a rate of 713.1 incidents of credit card fraud per 100,000 residents in 2021, which was a decrease of 4.94 percent from the previous year.
Nevada
Las Vegas isn’t the only place in Nevada where people take a gamble.
Apparently, the state is the number one leader when it comes to credit card fraud and identity theft.
There were 872 incidents of credit card fraud for every 100,000 residents in 2021, which is 4.19 percent more than in 2020.
When it comes to credit cards, every safety method is better than nothing, so here’s a card wallet that has two layers of RFID-blocking materials, which prevent your vital information from being scanned.
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