9. Age 70: Maximum Social Security benefit
We’ve seen that you can claim Social Security earlier, but you can also wait until after your full retirement age to start receiving it. Again, this is one of those retirement milestones you may want to remember. Those who delay collecting Social Security until as late as age 70 can receive a permanently higher benefit as a result.
Doing that guarantees you’ll receive the maximum possible benefit, which is more than what you’d get at your full retirement age. For every year you wait past full retirement age, your benefit will increase by as much as 8%.
Beyond age 70, your benefit will no longer increase.
11 Responses
You don’t talk about exercise as a longevity enhancer. I’m 86 and I lift 20 lbs weights 3 times per week, do yoga 6 days per week, and walk at least 1-1/2 miles every day. I’ve been doing these exercises since I was 30. My doctor marvels at my blood pressure, I have no chronic diseases, take only 2 meds per day and am free of pain, except for occasional, mild, lower back pain. I’m grateful I do all these exercises because they sure beat surgery for knee or hip replacement and wlaking with a walker.
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