Last updated: August 13, 2026
The questions readers ask us most often — about who we are, how the articles get made, and what to do with what you read here.
About the site
What is Retirement in USA?
A publication about retiring in America: Social Security and Medicare, taxes and pensions, part-time income, healthcare costs, where to live, and the everyday business of making a fixed income work. We write for people who are already retired or close enough to be making decisions.
Who runs it?
Retirement in USA is operated by Inedit Agency S.R.L., based in Bucharest, Romania. We are a small editorial team.
Why should I trust what I read here?
- We build articles on the agencies that actually run the programmes — SSA, Medicare, the IRS, CFPB and the Department of Labor — rather than on secondhand summaries. See our Editorial Policy.
- A human editor reviews every article before it is published.
- We date the figures we publish, because benefit amounts and thresholds change most years.
- We correct mistakes and say what changed.
- We disclose how we make money and keep it separate from what we cover.
How the content is made
Do you use AI to write articles?
Yes, and we would rather say so plainly. We use Google Gemini to draft articles from a detailed editorial brief, then a human editor checks the facts, figures and eligibility rules before publication. We use AI as a drafting tool, not as a publisher. The full process is in our Editorial Policy.
Who are the names on the articles?
Bylines identify the editor responsible for a piece. We are a small team, and we are not going to dress that up as something larger.
How current is the information?
Social Security cost-of-living adjustments, Medicare premiums and deductibles, IRS thresholds and state tax rules change most years — often in January. We date the figures we publish and name the year they apply to. On anything involving money or eligibility, check the current number with the administering agency before you act. We link to them for that purpose.
I found a mistake. What now?
Please tell us: contact@retirementinusa.com. We check it, correct it if you are right, and note the change on the article.
Using the advice
Is this financial advice?
No. Everything here is general information. It is not personalised financial, tax or investment advice, and it cannot account for your circumstances. For advice about your own situation, speak to a Certified Financial Planner (CFP®), a CPA or an enrolled agent. Free help exists: your State Health Insurance Assistance Program gives free, unbiased Medicare counselling, and the Eldercare Locator connects you to local services.
You publish health articles. Is that medical advice?
No. Our health coverage is general information for a general audience. It is not a diagnosis, not a treatment plan, and not a reason to start, stop or change any medication. Talk to your doctor or pharmacist — particularly about anything involving blood sugar, blood pressure, heart symptoms or drug interactions. If you think you are having a medical emergency, call 911.
Do you recommend specific products?
We sometimes discuss products and services. Those discussions are based on research and published information, not on hands-on testing of everything mentioned. Prices, terms and availability change. See our Disclaimer.
Money and advertising
How does the site make money?
Display advertising and affiliate commissions, including Amazon Associates. Full detail on our Advertiser Disclosure.
Does that affect what you publish?
No. Advertisers and affiliate partners have no say in our coverage or our conclusions.
Practical
Can I get your articles by email?
Yes — subscribe here. You can unsubscribe at any time, and we will not sell your address.
Can I republish your articles?
Not without permission. Quote a short passage with a link if it is useful to you; for anything more, write to us.
How do I contact you?
contact@retirementinusa.com, or the contact page. We read everything, and we answer what we can.